1. Agreement to Terms

By accessing or using any apps, services, or websites provided by Neighborhood Technology Solutions LLC ("we," "us," or "our"), including but not limited to Town Square, MyCircles: Concentric Circles, Unveiled: Commit to Heart, Monet or Manet, and eSign Pro, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Eligibility and Age Requirements

• General Use: You must be at least 13 years of age to create an account or use our services.
• Independent Contractors: To register as a contractor within Town Square, you must be at least 16 years of age. Users aged 16-17 must have their account linked to a parent or guardian.
• Age-Restricted Features: Certain features or third-party integrations may require you to be 18 years of age or older to comply with financial or legal verification requirements.

3. Product-Specific Terms

Town Square and Independent Contractors

• Relationship: Neighborhood Technology Solutions LLC provides a platform to connect users and contractors. We are not an employer, agent, or representative of any independent contractor.
• Indemnification: You agree to release, indemnify, and hold harmless Neighborhood Technology Solutions LLC from any claims, liabilities, or damages arising out of contractor work performance or disputes between users.
• Verification: Contractor identity and background checks are facilitated through Persona and Checkr. You agree to provide accurate information for these checks.

MyCircles: Concentric Circles

Paying subscribers may retain shared projects indefinitely. Shared snapshots for non-paying users are subject to a 90-day retention limit.

Unveiled: Commit to Heart

Account linking is optional but required for cross-device synchronization.

Monet or Manet

• Artistic Content: The app features digital representations of artworks by Claude Monet and Édouard Manet. While the original artworks are in the public domain, the specific digital reproductions, educational descriptions, and game interfaces are the intellectual property of Neighborhood Technology Solutions LLC.
• Leaderboard Conduct: You are responsible for the player name you choose when submitting scores to the global leaderboard. We reserve the right to remove or rename entries that include offensive, inappropriate, or infringing language without notice.
• Usage: The app is intended for personal, educational, and non-commercial use only.

eSign Pro

• Not a Law Firm: Neighborhood Technology Solutions LLC is not a law firm. eSign Pro is a tool for document generation and signature collection. We do not provide legal advice and do not guarantee legal sufficiency or enforceability for your specific use case or jurisdiction.
• License Usage: Licenses are intended for a single authorized Google Account. While we currently operate on an honor system, we reserve the right to audit high-volume accounts and introduce technical seat limits to prevent abuse.
• Liability: We assume no liability for privacy breaches or unauthorized document exposure resulting from shared administrative credentials or license keys.

4. Payments, Subscriptions, and Refunds

• Unveiled: All in-app purchases and subscriptions are handled by the Apple App Store or Google Play Store. Their respective refund policies apply.
• MyCircles: We do not offer refunds for used time. If you cancel a monthly or annual subscription, we will refund the pro-rated amount of unused time remaining in your current billing cycle.

5. User-Generated Content (UGC)

• Ownership: You retain ownership of the text, photos, and videos you post.
• License: By posting content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to host, display, and distribute that content within our ecosystem to provide the service.
• Prohibited Content: We maintain a zero-tolerance policy for Child Sexual Abuse Material (CSAM) and any content that exploits minors. Violations will result in immediate account termination and reporting to law enforcement where required.

6. Third-Party Services

Our services integrate with third-party providers, including Stripe (payments), Persona (identity), Checkr (background checks), Google and Firebase (authentication and calendar), and Supabase and PowerSync (data and storage). By using these features, you also agree to the applicable terms and privacy policies of these providers.

7. Intellectual Property

All original content, app interfaces, logos, and software logic are the exclusive property of Neighborhood Technology Solutions LLC. You may not decompile, reverse engineer, or attempt to extract the source code of our apps, except where such restrictions are prohibited by applicable law.

8. Disclaimer of Warranties and Limitation of Liability

• As-Is Basis: Our products are provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory.
• Liability Cap: To the maximum extent permitted by law, our total aggregate liability for any claim arising out of these Terms will not exceed the total amount you paid us in the 12 months preceding the claim.

9. Governing Law and Dispute Resolution

• Governing Law: These Terms are governed by the laws of the State of Illinois.
• Arbitration: Any dispute will be resolved through binding arbitration in Cook County, Illinois.
• Class Action Waiver: You agree to bring claims only in your individual capacity, not as a plaintiff or class member in any class or representative action.

10. Changes to Terms

We may modify these Terms at any time to reflect changes in our services, the law, or our business philosophy. We will notify you of material changes at least 90 days before the revised Terms take effect. Your continued use of the service after the effective date constitutes acceptance of the revised Terms.

11. Successorship and Continuity

As an independent "Owner-Operator" entity, we prioritize stability over acquisition. In the event of any future transfer of rights or assets, our Stability Promise and Privacy Standards are a non-negotiable condition of the agreement. Any successor must agree to honor these commitments, or provide users with at least 90 days' notice to export and delete their data prior to the transfer.